Weekend Wrap Up

Hi Lovelies!

It’s Tuesday but feels like a Monday. I thought I’d catch you up on my lunch break today. I usually go for a run but thought blogging might be a little more fun on this insanely hot day in South Carolina.

This weekend was great. Friday night we had soccer practice at the YMCA. Our sweet little team seemed to have turned into sweet little hooligans! Last week they listened so well..this week they were all over the place. But it was fun!

I had a meeting with the student group I advise afterwards at a local restaurant and it is always such an amazing thing to help inspire the next generation of students. We had a brain storming session about events that they could implement for this semester. Our little group of 15 has grown to nearly 90 this year. It’s going to take a lot of work but I have no doubt they can get things done.

Saturday we slaved away at my house. It’s been crazy hot in SC and we’ve not had any rain for a hot minute. My brother and I got most of my living room painted before we were about to keel over from the heat. Saturday night was a blast :) I headed into town to meet up with Chris, Tom and Michelle for the Lyle Lovett concert. When they said Lyle Lovett and his large band..they weren’t joking! I loooooooved it! Chris was a bit perturbed he was missing his favorite Clemson game (aside from Clemson vs USC) but thankfully Tom helped him out and dvr’d the game. The Lyle crew did not disappoint! A 2.5 hr set with no intermission and enough jokes to keep the audience entertained between songs. It was nice to just sit and be still for 2 hours.

After the show, we headed over to Tom and Michelle’s house to watch the Clemson game. I love hanging out with Chris’ boss and his wife. They are the sweetest couple. Michelle and I have a lot in common so it’s never a struggle to make conversation. We talked remodeling while the boys watched the end of the football game.  I will say that this girl is incredibly glad it’s football season. I love, love, love college football!

It was a really fun, relaxed night with Chris. I had debating giving my ticket to one of our mutual friends but I decided to go to the concert at the last-minute. After last week, I just wasn’t really in the mood to be cute or hangout with a guy…but I’m glad I went.

Sunday was insane. Church was great. The older guys class has challenged the guys in our class to a basketball game and it’s the smack talk of the century. They rolled into our class with an air of confidence and bouncing basketballs. It’s really hilarious to see 40-year-old men talking junk.. Dad took mom and I shopping that afternoon before my study session. I was really disappointed. I usually always find cute clothes at Kohl’s but it’s been a struggle lately. I did snag a gorgeous lavender sweater for fall at a steal of $4 :)

I met up with Paden to study for our grad school class and y’all the boy is a trip. I’m really glad we’re going through this program together. We knocked our homework out fairly quickly..mostly because the library was hot as fire and we were both dying.

Sunday night was the commissioning ceremony for two of my dear friends. God has placed an amazing call on their lives and I’m excited to watch them walk this next road. It was very emotional for me. They’ve become somewhat of mentors to me and I’m going to miss studying the word at their house. I’ve no doubt that God is going to do great things through them. Kamden and I managed to cry through most of the service. When you see a mother sharing her heart and baring her soul it is a movement like none other. Rebecca shared her heart with us..her heart is beautiful and the glory that radiates from her is hard to miss. I couldn’t help but be overwhelmed.

After many tears and hugs for Grant and Rebecca, the girls all headed to Starbucks. It’s somewhat of our Sunday night tradition. We were a bit downtrodden at first..but joyful by the end. We had a pizza and movie night afterwards since the majority of us were off for Labor Day. It was crazy fun..I’d forgotten how nice it is to just chill out and relax. I stay so busy 90% of the time that I miss out on those little moments.

It was a bit scary though. The house where we were had a Cocker Spaniel. During the middle of the movie, I went to close the pizza box and he attacked me. Thankfully, I’ve been around dogs my whole life and knew how to respond..but still scary! Thankfully he didn’t pierce the skin and I was able to subdue him quickly. I got him calmed down and he was fine for the next hour. Close to the end of the movie, he was stretched out beside me. I stretched and hit the pizza box with my foot. Not thinking..and he went straight for my face. THAT WAS SCARY! He’s not a big dog, but large enough to make me nervous when he’s flying towards my face. It’s very hard to subdue a dog when there are six girls screaming and a tv blaring. I managed to get my body clear of his teeth. It took a good ten minutes to get him out of the red zone that time. So that was the not so fun part..lol.

Monday was a rest day for me.  I didn’t work on my house at all. Nope. I took myself to Starbucks and grabbed a venti Iced Coffee (a deviation from my norm) then went home to stretch out on the couch. Of course my brain didn’t want to cooperate at all..running 110mph. Dad brought home the Might Ducks movie (throwback to my childhood) and we had a Mighty Ducks marathon. HILARIOUS! I did manage to catch a nap during the second one.

I packed up a good bit of stuff to move to my house. Everything is now sorted, boxed and labelled by room :)

Since my brain wasn’t tired, I decided to go ahead and knock out my grad school work for this week. Figured that would be one less thing to stress over :) So it’s turned in, I’ve made A’s on everything so far and I’m chugging along :)

My little soccer team has their first practice tonight! Can’t wait :)

XoXo,

One Soccer Playin’ Lemon

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New House, New Shop, New Dog

Hey Lovelies!

It seems like July is going to be a good month for me! I’m set to close on my house this Thursday and I can’t wait. It’s so cute! The more I’m over there the more I absolutely love it. I met my new neighbors last night!! And what a surprise I had when I realized it was someone I know! (Yay for not having to live next to creepy, strangers..). They’ve lived there for 25 years and liked to have talked my ears off last night.

My new backdoor was installed yesterday :) Got to love some French doors. Next up will be the floors :) Happy 4th of July project to me!

But since I’ve got the space in my new house, Lemon’s shop is coming back. New inventory and more coming over the next couple of week’s. Check it out here!

Here’s a preview of some bangles I cranked out last night. More coming tonight!

Off to make more bangles!

Xoxo!

One Styling, Bangle Stacking Lemon

Thankful Thursday!

Is it Thursday already? I feel like this week is flying and crawling by all at the same time..but’s here’s what I’m thankful for this week!

1 – Bargain Brooks

I’ve been wanting to try a pair of Brooks out..but not at the $125 price tag. This week I found a pair this week at a Rugged Warehouse store for $44 and decided to try them out. SOOOOO COMFY! I’m running in them today for the first time :) I’ll let ya know how it goes.

2 – Mr. Peacock has arrived..and he’s wild!

Our last peacock was eaten by an owl..it’s a crazy story..a grown peacock getting picked up and hauled off by an owl? I wouldn’t even believe it if I hadn’t seen it with my own eyes. But needless to say..the farm finally has a new peacock stud..and he thinks he’s hot stuff. He’s very wild and smart.

3 – New House

My new house-to-be is coming right along! I should be closing on it the last week of the month. I’ve been scouring the internet for remodeling ideas. It’s an older house that needs some TLC and the living room/dining room has an interesting layout. Last night I found exactly what I had been thinking in picture form :) Exciting!

4 – DIY Projects

I’ve been trying to do one new DIY project each week. This week I’m tackling scrap fabric rugs. So easy..all you need is a stack of old t-shirts and a hula hoop. They work up really quickly! I’m thrilled to be using so much of my scrap fabric.

5 – Church!

I’ve been struggling a lot lately with where I am supposed to be plugged in at church. There were several issues at the church I was attending that I did not feel comfortable with. After praying and seeking God, I knew it was time to start looking for a church home. I visited several churches but one just seemed to fit. I’ve been attending there now for about 2 months and I can’t begin to tell you how much I love it. I literally count down until I get to go to church. It’s been a long time since I’ve been this excited about worshiping. They have a huge college and career ministry and I LOVE IT! I’m no longer the awkward single, childless, never married girl in my Sunday school class. There are 15 other girls all walking the same path as me and THEY ROCK! We have monthly Bible study and I wish we had it every week! I love sitting cross legged in Rebecca’s living room digging into the word.

6 – Halfway There!

I’m really thankful that God made people to endure med school! RJ is halfway through with block :) I’m thankful that he’s got 7 tests under his belt this week and only 7 more weeks to go! (Not that I’m counting or anything..) This girl is ready for him to have some free time! Because secretly I really just want to go eat Chocolate Chip Cookie Ice cream with him :)

 

What about you? What are you Thankful for this Thursday?

XoXo!

One Peachy Lemon

 

Cinco de aMayozing!

Yesterday was CINCO DE MAYO!!! I love it :) It’s like this random little holiday that pops up and says: “Hey You! Let’s go have some fun!”. I had quite a busy day yesterday!

I signed my loan papers for my house! I can honestly say I’m beginning to feel like an adult :) My loan officer was quite impressed with me. She said that I am one of the youngest people they have ever had the privileged of approving for a loan. She even brought the other loan officers in to meet me. They wanted to know about this “Dave Ramsey” thing I do. I will say that if you follow the financial peace university program it will change your life. Last year, I was struggling with my finances. I couldn’t understand why I was making more than enough money to live on but always seeming to just squeak by at the end of the month. I knew my mom and dad lived by a budget (which I had..but you know what happens when you see a cute pair of shoes..) and did this “Dave Ramsey” thing.

One weekend, I was exasperated with my finances. I took my bank statements, credit card statements and drove over to their house to ask for help. Yes, yes, I can ask for help when I need although I am typically very pig-headed about asking for help.

Mom and dad sat down and explained to me the wonders of the envelope system. One of the greatest things my grandpa taught me growing up was this..if you don’t have the money for it, don’t buy it. He used this system as well. I had to explain it to my loan officer yesterday as they were a little bewildered to why I only have about $200 in my checking account. Yet had all this cash..so here’s my explanation of how it works for me :)

Budget each paycheck! Budget is a dirty word to most people, but you must budget down to the last dime if you’re going to successfully implement the envelope system. Seriously! Get nitty-gritty! My mom and I took 6 months of my bank statements and went through them with a comb. I saw how much those random little Redbox stops were costing me and that I was overspending on food (big surprise..I love to eat).

Divide and conquer :) Of course, there will be budget items that you cannot include in your envelope system, like bills paid by check or automatic withdraw. However, you can create categories like food, gas, clothing and entertainment. I do create envelopes for anything that gets auto-drafted. They are red and I write the day they come out and how much is left to pay off for my student loans.

Fill ‘er Up, Up, Up! After you’ve categorized your cash expenses, fill each envelope with the money allotted for it in your budget. For example, if you allow $100 for clothing, put $100 in cash in your clothing envelope for the month. I then write on the back of the envelope how much is in it. If you take money out, it gets deducted on the back of the envelope.

When it’s gone, it’s gone :( Once you’ve spent all the money in a given envelope, you’re done spending for that category. If you go on a shopping spree and spend the $100 in your clothing envelope, you can’t spend any more on clothes until you budget for that category again. That means no visits to the ATM to withdraw more money! THIS ONE IS HARD! But after 16 months of living by this system, I can whole hearted-ly say its worth it. For example, my truck had to have $450 worth of work done to it last month. Instead of being freaked out because I didn’t have $400 bucks..I merely pulled out my “Truck Repairs” envelope and paid cash. Because I paid cash, the Auto repair shop dropped it down $50 :) He said they hate dealing with credit cards because it costs him extra money. So hey..you might be able to save some money here & there :)

Don’t be tempted! While debit cards can’t get you directly into debt, if used carelessly, they can cause you to over-spend. There’s something psychological about spending cash that hurts more than swiping a piece of plastic. If spending cash whenever possible can become a habit, you’ll be less likely to over-spend or buy on impulse. I have found this to be super true. If I have to hand a cashier $40 for a pair of shoes..I’m probably going to put them back.

Give it time. It will take a few months to perfect your envelope system. Don’t give up after a month or two if it’s not clicking. You’ll get the hang of it and see how beneficial the envelope system is as you dump debt, build wealth, and achieve financial peace! See … simple! I took me about 3 months to get the system fine tuned for me.

Certainly, some bills may come in at different times of the month, so you’ll need to adjust your written game plan to take it one step further. You need to plan the budget based upon your pay periods. Say that you get paid twice a month. If you can write down which bills you plan on paying from each paycheck, you will not be left with a surprise bill. Spend each month’s income and each individual paycheck on paper before it comes in.

I tell you all of this because it blew my loan officer’s mind. At 26, I drive an almost new vehicle that was paid for in cash (also got a better deal on it because I paid cash!). I have no credit card debt (I have 2 credit cards merely because I needed to build up my credit..Kohl’s & Victoria Secret). The only outstanding debt I currently have is a student loan from college that will be completely paid off on February 15th of 2015 (After-which I shall promptly dance around my living room!).  Needless to say, I am not your typical 26-year-old. However, I will tell you that utilizing the Dave Ramsey system did hurt me a little bit in my loan application process. I have great credit, but not having a lot of money in your checking account is a big red flag to a loan company. I had to write a letter explaining the Dave Ramsey system and that I have more money in cash. Who knew people didn’t like cold, hard cash anymore? Geez..

So after 2 hours of signing my life away..I was excited to meet up with my friends to celebrate Cinco de Mayo! We met up at one of the local Mexican restaurants (they have the best margaritas and fresh guacamole in town!) T-Crunk and I are both on the 24 Day Challenge so we knew we would have to make some healthy choices. Both of us had saved some calories for dinner because we had anticipated eating out. Our waiter (who knows us by name because we eat there so often) had us covered though :) He told Teri she should try the “skinny” margarita (Calories: 124). Their skinny margarita is made with fresh lime/orange juice, agave nectar and tequila. The difference in taste she said was amazing! For my dinner, I choose chicken enchiladas (393 calories for the 3) and was only able to eat 2. Teri and I split a small basket of chips and the salsa is made fresh daily :)

The boys discovered the mechanical bull outside and it was instantly a competition to see who could last the longest. There were 5 of them and 4 of us girls. Being that I was sporting white pants, I politely declined. Secretly, because I really didn’t want to lose the yummy enchiladas I just eaten. Teri said no way Jose..and then of course we tried to talk her boyfriend into it. But Bob said he was having more fun winning free t-shirts from the DJ (don’t mess with Bob if there’s music trivia..he’s the king at it.) We settled around the mechanical bull to watch the fun. Tyler made it about 5 seconds, Nick lasted a little bit longer and CB won for staying on longer than 30 seconds. CB did manage to get hung up the second time he came off. Needless to say, we spent the next five minutes treating his hands because the rope sliced it quite nicely. But what’s life if you don’t come out with a few battle scars? It got him another free t-shirt so he wasn’t really complaining. We spent the rest of the night showing the little kids how to do the hokey pokey..I seriously thought everyone knew how to do that! They didn’t know how to do the chicken dance or the macarena either!! What are they learning in school these days? It was a fun night to celebrate with friends :)

Oh! Bob came home with 5 t-shirts, CB came home with 4, Teri came home with 2 and I ended up with one & a key chain :)

What did you do for Cinco de Mayo?

XoXo!

One Chicken Dancing Lemon